A PayPal eCheque is a payment funded straight from your bank account instead of your card or PayPal balance. It usually takes 4-7 business days to clear, and your service isn't set up until it has.
What is a PayPal eCheque?
A PayPal eCheque (also written e-cheque or echeque) is all about what you use as a funding source when you pay for a service. An eCheque uses your actual bank account, through the direct debit you have set up previously with PayPal. PayPal describes it as an electronic funds transfer from your bank account to another customer's PayPal account.
Why an eCheque delays your order
eCheques take longer than a credit card, debit card or PayPal balance payment, which are all instant. This is because the money is direct debited from your personal bank account. PayPal says an eCheque usually takes between 4-7 business days to clear, and sometimes longer, depending on the bank. A lot of users make this mistake when ordering.
The service will not be set up until the payment is cleared. If you want to play today, don't pay by eCheque.
To see the status of an eCheque and its expected clearing date, open your Activity in PayPal and click the payment.
How to avoid making an eCheque payment
- When you pay for any item/service online using PayPal, you will get the option to choose the funding source.
- Always choose either the PayPal balance (if you have money inside PayPal) or one of your debit or credit cards.
- You can also change your default funding source in the PayPal preferences, so you don't have to pick it every time.
- Paying by subscription? You can also change the funding source for a subscription: find the subscription in PayPal and choose to change the funding source for this merchant.
PayPal can limit the payment methods it offers for a payment, for example to manage risk. If PayPal only offers an eCheque, you can also pay your GTX invoice by card or bank transfer instead.
PayPal eCheque questions
What is a PayPal eCheque?
A PayPal eCheque is a payment funded from your bank account through PayPal instead of from a card or your PayPal balance. Unlike card and balance payments, which are instant, it has to clear first.
How long does a PayPal eCheque take to clear?
PayPal says an eCheque usually takes between 4-7 business days to clear, but sometimes it may take longer. Your GTX service is set up once the payment has cleared.
Can I cancel a PayPal eCheque?
According to PayPal, only the sender can cancel a pending eCheque, by contacting their bank. Once an eCheque has cleared it can't be cancelled, but the sender can request a refund. If it was a payment to us, open a support ticket and tell us what you want to do.
Why was my payment sent as an eCheque?
Either the bank account was chosen as the funding source, or PayPal limited the payment methods for that payment. Next time, choose your PayPal balance or a debit or credit card as the funding source, or set one as your default in the PayPal preferences.
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Questions about a payment? Our support team is available 24/7. Open a support ticket.
